Every evening on my way home from work, I have the pleasure of listening to Dave Ramsey on our local radio station. Dave is an absolute genius at delivering no-nonsense advise and motivating people to get their financial house in order. He certainly helped motivate me to pay off my medical school loans. If you haven’t […]
Archives for July 2017
Buy Your Car With Cash
Cars are incredible inventions. They allow you to transport yourself hundreds of miles, whenever you want, in a relatively short time period. Cars allow you to arrive at your desk job without any sweat or dirt on your face. They also allow you to take amazing road trips and might even act as a camper […]
Should You Choose a Traditional 401k or a Roth 401k?
In Use it Or Lose It, I talked about the awesome benefits of the Roth IRA. You DO have to pay taxes on the money NOW, but it grows tax-free and you can withdraw the money after age 59.5 without owing any taxes. It’s the only way to win the tax game. It is 100% YOUR money, […]
Focus On What You Can Control
A large portion of my medical practice is spent counseling patients on nutrition, exercise, and weight loss. Over 2/3 of the United States Population is overweight or obese, and obesity is the second leading preventable cause of death (after smoking). Obesity is also a significant risk factor for diabetes, heart disease, high blood pressure, stroke, […]
You Don’t Always Get What You Pay For
Most of the time, you get what you pay for. For example, a $10,000 five-year-old used Toyota Corolla is probably going to be more capable, reliable, and safe than a $500 beater. That fresh halibut for $20 per pound is probably going to be healthier and tastier than the old halibut in the frozen food aisle. And that 2-ply toilet paper […]
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