Insurance isn't fun. In fact, it can be downright boring. However, it is absolutely necessary to understand the basics and spend some time setting up your policies. You can spend decades earning your freedom, but if you don't have the right types … [Continue reading]
To Reduce Expenses, Focus On The Big 3
If you're trying to earn your freedom, you need to save a huge percentage of your income, somewhere on the order of 50%. To do this, you need to reduce your expenses significantly. Foregoing your daily coffee, while important, is not really going … [Continue reading]
Stop Celebrating Your Tax Refund
Around tax time each year, millions of Americans eagerly await their tax refund check, as if it's a gift from the government. In fact, receiving a refund means that you overpaid your taxes. You have given the IRS an interest-free loan. If you are … [Continue reading]
Wait, You Still Haven’t Refinanced Your Student Loans?
If you have student loan debt, you are losing money every day. For example, if you have $100,000 worth of student loan debt at 6.8% interest, you are paying $6,800 in interest every year, or around $20 per day. Of course, the best solution to … [Continue reading]
Should You Go for Public Service Loan Forgiveness?
There are only a few ways to eliminate your student loan debt without actually paying off the entire balance. One method is to die, which is not particularly appealing. A more feasible method is to enter into a program called the Public Service … [Continue reading]
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